The Sha’ban Checklist: 3 Financial Goals to Clear Before the Last 10 Nights

The Sha’ban Checklist: 3 Financial Goals to Clear Before the Last 10 Nights

We have all been there. It is the 21st night of Ramadan, the most blessed time of the year, and instead of holding the Quran, we are holding our phones. We are rushing to calculate Zakat, worrying about missed fasts from last year, or trying to navigate a slow website to make a last-minute donation.

The last 10 nights of Ramadan are a spiritual sprint. They are the nights of Laylatul Qadr, a time better than a thousand months. To truly “taste the sweetness” of these nights, we need to clear our minds of worldly stress.

By using the month of Sha’ban to handle your “Financial Worship Checklist,” you can “clear the decks” today so you can focus purely on Allah tomorrow.

 Your 3-Step Financial Worship Checklist

Think of this checklist as a way to get the “paperwork” of your faith done early. When you finish these three steps in Sha’ban, you enter Ramadan with a heart that is ready to soar.

1. Use a Zakat Calculator 2026 to Know Your Number

Zakat is a beautiful pillar of Islam, but it can feel complicated if you leave it until the last minute. You have to think about your savings, your gold, your business assets, and your debts.

Instead of doing the math while you are hungry and tired during a fast, use a zakat calculator 2026 today. Calculating your Zakat in Sha’ban gives you time to look over your bank statements and get an accurate figure.

At Children of Adam, we make this even easier with our 100% Zakat Policy. Because we don’t take a single penny for administration from your Zakat, every pound you calculate goes exactly where it belongs: to the poor and needy.

2. Resolve Your Fidya and Kaffarah

If you have missed fasts from previous years due to illness, travel, or pregnancy, now is the time to settle them.

  • Fidya: If you are unable to fast due to long-term illness or old age and cannot make up the missed fasts later, you are required to pay Fidya. The Fidya rate for 2026 is £5 per missed fast, which provides two meals for a person in need. For a full month of missed fasts, the total Fidya amount is £150.

    Kaffarah: For every single fast broken on purpose, you are responsible for providing meals for 60 people. At the standard price of £5 per person, the total amount for 60 people will be £300.

Clearing these obligations in Sha’ban means you start Ramadan 2026 with a clean slate, knowing you have fulfilled your past duties to Allah.

3. Set Up a Ramadan Standing Order for the Last 10 Nights

The “sinister thief” of our time is the distraction of digital screens. We often get stuck on our phones trying to make donations during the odd nights, losing precious minutes of Dua.

The solution is to automate last 10 nights donations. By setting up a ramadan standing order last 10 nights, you ensure that a small amount of charity is given every single night on your behalf.

  • Peace of Mind: You are guaranteed to catch the reward of Laylatul Qadr.
  • Focus: You can put your phone in another room and spend the entire night in prayer and Quran.
  • Consistency: Even if you are tired or fall asleep, your charity is still being recorded as a good deed.

Why Preparation Leads to Perfection

In Sha’ban, the Prophet (SAW) used to increase his worship to get ready for Ramadan. He knew that you cannot run a marathon without training. By taking care of your Zakat, Fidya, and automated giving now, you are telling Allah that you are serious about this Ramadan.

When the last 10 nights arrive, you won’t be a “busy donor” clicking buttons. You will be a “devoted worshipper” in total silence with your Creator.

Children of Adam: Transparency You Can Trust

Children of Adam started as a small group of friends in Peterborough wanting to help the homeless. Today, we are a global family helping millions. Our mission is to make your giving simple, honest, and impactful.

Whether you are using our zakat calculator 2026 or setting up your ramadan standing order last 10 nights, you can trust that we treat your money with the highest respect. Our 100% Zakat policy is our promise to you that your worship reaches the people who need it most, without any deductions.

About Children of Adam

Children of Adam is a UK-registered charity (No. 1153244) dedicated to providing humanitarian aid across the globe. From clean water wells to orphan care and emergency food packs, we serve the “Children of Adam” everywhere. This Ramadan, let us help you fulfill your obligations so you can focus on your spiritual growth.

Frequently Asked Questions (FAQs)

What is the best time to calculate Zakat?

While you can calculate it anytime, doing it in Sha’ban ensures you are ready for Ramadan and gives you time to be accurate.

How much is fidya 2026 in the UK?

In 2026, Fidya is generally £5 per day, which covers the cost of two meals for a person in need.

What is a 100% Zakat policy?

It means that every penny of your Zakat goes to the poor. Children of Adam does not use Zakat for staff wages or office rent.

Can I automate my last 10 nights donations now?

Yes! You can set up your automation through our website today so you don’t have to worry about it during Ramadan.

What happens if I forget to pay my Zakat?

Zakat is an obligation. If you forget, you should calculate and pay it as soon as you remember to fulfill the pillar of Islam.

Does Children of Adam help orphans?

Yes, we have a large orphan sponsorship programme that provides food, education, and healthcare.

What is the difference between Fidya and Kaffarah?

Fidya is for fasts missed with a valid reason (like illness). Kaffarah is a penalty for fasts broken intentionally without a reason.

Is it better to give Zakat in one go or spread it out?

Both are allowed. Many people choose to spread it over the last 10 nights to maximize their rewards during Laylatul Qadr.

Can I pay my Fitrana early?

Yes, paying Fitrana early helps charities distribute it to the poor in time for their Eid celebrations.

How does Children of Adam handle my data?

We use secure, encrypted systems to ensure your personal and financial information is always protected.

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The Sha’ban Checklist: 3 Financial Goals to Clear Before the Last 10 Nights

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